Best Free Online Accounts in United States with Cashback

Revolut

4.3 (132.2K)

One app, all things money

PersonalBusiness

€0 - 29 /month

0% APY

AED, AUD, BGN, CAD+25

Crypto friendly

Up to 220 cards (physical & virtual)

Wirex

3.5 (11.5K)

Web3 money app

PersonalBusiness

€0 - 29.99 /month

CAD, CZK, EUR, GBP+5

Crypto friendly

Up to 5 cards (physical & virtual)

Yotta

4.7 (1.7K)

Banking For Winners

Personal

$0 - 1 /month

2.7% APY

Whether you're a small business owner or freelancer, Lili offers you tools you need to save money and grow your business.

Business

$0 - 35 /month

2% APY

Online Banking, Loans, Invest, Credit Card, & Mortgages

Personal

$0 /month

4.2% APY

Personal Loans, Cards and Rewards Checking

Personal

$0 /month

4% APY

Banking for a Better Planet

Personal

$0 /month

2.8% APY

USD(only)

Up to 2 cards (physical & virtual)

Step

4.5 (1K)

No monthly or subscription fees, no overdraft fees, no interest, and the best way to build credit even before you turn 18.

Personal

$0 /month

0% APY

USD(only)

Crypto friendly

Up to 2 cards (physical & virtual)

Aspiration

4.4 (1.4K)

High-quality carbon credits to large enterprises, businesses & individuals

PersonalBusiness

$0 - 7.99 /month

3% APY

USD(only)

Crypto friendly

Up to 2 cards (physical & virtual)

Bluevine

4.3 (7.2K)

Business Banking Solutions to Grow Your Business

Business

$0 /month

2% APY

Old banks hold you back, Current moves you forward. No membership, overdraft or minimum fees. Savings with real returns. Faster paydays. Smarter tools.

Personal

$0 /month

4% APY

The Adaptive Digital Bank

Personal

$0 /month

4.05% APY

Business account in your pocket

PersonalBusiness

€0 - 35 /month

2.7% APY

EUR, GBP & USD

Up to 3 cards (physical & virtual)

Currenxie

3.7 (85)

Global payments simplified: multicurrency accounts, Visa cards, bank transfers and foreign exchange for businesses.

Business

€0 /month

0% APY

Save and Spend from one account

Personal

$0 /month

5% APY

Banking Designed Exclusively for Gig Workers

Business

$0 /month

0% APY

USD(only)

Up to 2 cards (physical & virtual)

Mercury

3.6 (584)

Banking for Startups

Business

$0 /month

4.85% APY

USD(only)

Crypto friendly

Unlimited cards (physical & virtual)

TD Bank

Online Banking, Loans, Credit Cards & Home Lending

PersonalBusiness

$0 - 25 /month

3.51% APY

You can bank on us

PersonalBusiness

€0 /month

2.2% APY

EUR(only)

Crypto friendly

Unlimited cards (physical & virtual)

Varo Bank

3.3 (2.5K)

Checking Account, Bank Account and high-yield Savings Account. No hidden fees.

Personal

$0 /month

3% APY

The #1 spend platform for strategic finance teams

Business

$0 /month

4.47% APY

USD(only)

Crypto friendly

Unlimited cards (physical & virtual)

Oxygen

3.3 (192)

Modern digital banking platform for the 21st century economy – the free thinkers, rebels, and entrepreneurs

PersonalBusiness

$0 /month

3% APY

USD(only)

Unlimited cards (physical & virtual)

DNBC

3.2 (1)

Best International Money Transfer Services

PersonalBusiness

C$0 - 19 /month

0% APY

CAD(only)

Up to 2 cards (physical & virtual)

Stripe

3.2 (11.8K)

Create physical and virtual cards for your business

Business

€0 /month

0% APY

EUR, GBP & USD

Crypto friendly

Unlimited cards (physical & virtual)

Free Online Accounts in United States with Cashback

There are 46 Free Online Bank Accounts in United States with Cashback like Revolut, Bilderlings and Blackcatcard.

Filter

One app, all things money

Web3 money app

Banking For Winners

Whether you're a small business owner or freelancer, Lili offers you tools you need to save money and grow your business.

Online Banking, Loans, Invest, Credit Card, & Mortgages

Personal Loans, Cards and Rewards Checking

Banking for a Better Planet

No monthly or subscription fees, no overdraft fees, no interest, and the best way to build credit even before you turn 18.

High-quality carbon credits to large enterprises, businesses & individuals

Business Banking Solutions to Grow Your Business

Old banks hold you back, Current moves you forward. No membership, overdraft or minimum fees. Savings with real returns. Faster paydays. Smarter tools.

The Adaptive Digital Bank

Business account in your pocket

Global payments simplified: multicurrency accounts, Visa cards, bank transfers and foreign exchange for businesses.

Save and Spend from one account

Banking Designed Exclusively for Gig Workers

Banking for Startups

Online Banking, Loans, Credit Cards & Home Lending

You can bank on us

Checking Account, Bank Account and high-yield Savings Account. No hidden fees.

The #1 spend platform for strategic finance teams

Modern digital banking platform for the 21st century economy – the free thinkers, rebels, and entrepreneurs

Best International Money Transfer Services

Create physical and virtual cards for your business